Your valuable properties (building, machine, furniture & fixtures, stock etc) take years to build and needs your careful planning in terms of its protection. It supports not just your livelihood, but that of all individuals and their families directly and indirectly connected with it. Good sense would dictate that it is adequately protected with a Property Insurance Policy from NLG. The Standard Property Insurance Policy covers loss or damage caused by Fire, Earthquake, Lightning, Riot, Strike and malicious damage, Terrorism etc. to the insured property, including computers and ancillary equipments.

NLG had Issued its first Property insurance policy on 1st Magh, 2075 (15th Jan, 2019)

Once your marine cargo lands you tend to take good care of it. But who does protect it whilst it's on high seas? Your cargo can be damaged on exposure to a wide variety of risks, including accidents, stranding, grounding, sinking, burning, collisions, faults or errors in navigation, heavy weather, entry of sea or river water, improper stowage by the carrier, theft or pilferage, strikes or natural perils.

Why expose it to such risks, when you can cover it with Marine Insurance Policy from NLG. Marine Insurance Policy covers against perils exposed in marine cargo (ICC), inland transit (ITC), and air cargo (ICC Air).

Started from 21st Chaitra, 2062

Your vehicle is one of your biggest pride of profession. Be it your own private vehicle used to commute to and for office, or public transport such as taxi or bus used to transport people, or a commercial vehicle used to transport goods between cities, whatever you insurance needs, NLG covers all types of vehicle insurance.

Motor Insurance is perhaps the main class of insurance that covers your financial loss that can arise on virtually a daily basis, whether it is damaged to your own vehicle, damage to third party's vehicle or injury/death to a passenger or a member of the public as a result of a vehicle accident.

Started from 21st Chaitra, 2062

Motor Cycle Insurance

Private Vehicle Insurance

Commercial Vehicle Insurance

Setting up a major manufacturing process involves heavy investment in a plant and machinery. While a fire policy can cover loss or damage caused by fire and numerous other perils, it does not cover breakdown of the plant and machinery. Such breakdown can prove to be extremely costly requiring import of parts and expertise in repair. Moreover, machinery breakdown can halt your complete manufacturing process.

Protect it with Machinery Breakdown policy from NLG. This covers machinery (electrical equipment, mechanical plant, process machinery) against unforeseen, sudden accidental physical loss or damage caused.

Started from 21st Chaitra, 2062

Apart from the other policies, NLG also provides the following products to protect your interest in various aspects of your Life ranging from Medical Insurance to Burglary Insurance, Public Liability Insurance to Fidelity Guarantee Insurance and many others as mentioned below:

Started from 21st Chaitra, 2062

• House Hold Insurance
• Banker's Indemnity Insurance
• Fidelity Insurance Burglary Insurance
• Public Liability Insurance
• Workmen's Compensation Insurance
• Student Safety Insurance
• Duty Insurance
• Professional Indemnity Insurance
• Baggage Insurance

Agriculture insurance provides insurance coverage for various agricultural activities like Livestock, Poultry, Fish, Paddy, Vegetables, Fruits etc. This insurance compensates for the possible loss of crops and livestock due to fire, Acts of God (Earthquake, Flood, Landslide, Storm), Insects, diseases, or accidents. The insurance fee for this insurance is an 80% subsidy from the Government of Nepal.

NLG had Issued first Agriculture insurance policy on 6th March, 2013.

Micro Insurance policy ensures that even those with small incomes can protect themselves through insurance. Insurance should not be treated as a luxury but as a safe and reliable source of relief in times of crisis and as such Micro Insurance policy does just that. We serve with undermentioned policies to meet your micro requirement

• Micro Personal/Group Accident
• Micro Medical
• Micro Household
• Micro-Enterprise Property

We live in a country full of rough and unforgiving terrain where aviation disasters have headlined the newspapers far more frequently than we would have liked. Remote and far flung areas of the country have been brought closer by the expanding aviation business but this has also magnified the occurrence of aviation disasters. Nobody is able to cover the emotional loss that these disasters wreck upon us but the financial damage caused by the loss of bread-winners can be minimized through Aviation Insurance.

Started from 21st Chaitra, 2062